"My accountant referred me to Investor Loan Services. He explained how they could simplify the process and manage the collection of my notes to ensure that at the end of the year, all my accounting for these notes was in order; I wish I had done this a long time ago."


P.O. Box 1064
San Benito, TX 78586
1 (877) 399-1211

Late Charges

If my note has a 15-day “grace” period, when would a late charge be assessed?

In this case, late charges would be assessed at the end of the day the 16th day after your due date.

For example: If your payment is due on the 1st of the month, a late fee will be charged if we have not received your payment by the 16th.

Please note that a payment is considered “past due” if it is not received by the due date.

How much time should I allow for my payment to reach ILS?

Most general mail delivery is received within 7 business days. The mail process can sometimes be unpredictable. It is the Borrower’s responsibility to ensure that payments are received in our office in a timely manner. We are not responsible for lost or late payments.